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That said, in this article, we look at three stars who should become the 2026 Ms. Money in the Bank and two who shouldn’t.
#5. Best option: Bayley
Bayley has had a difficult 2026. Despite being one of WWE’s most decorated women’s stars, she has struggled to maintain momentum and has spent much of the year outside the world title picture. Thus, Money in the Bank would be the perfect opportunity to change that.
The Role Model doesn’t need months of rebuilding. A briefcase victory would instantly restore her credibility and remind fans why she has remained one of WWE’s most reliable performers for years.
Unlike younger competitors, Bayley has the experience to make every appearance with the contract meaningful. Whether she teases a cash-in on RAW or SmackDown, she could keep both champions constantly looking over their shoulders.
Instead of rushing the former Hugger into another title match, Triple could slowly rebuild her confidence before she eventually cashes in at the perfect moment. It would be a fresh direction for a veteran who still has plenty to offer the women’s division.
#4. Worst option: former WWE Women’s Champion Jade Cargill
Jade Cargill should not win the 2026 Women’s Money in the Bank Ladder Match. She already enjoyed a successful run as WWE Women’s Champion before losing the title to Rhea Ripley at WrestleMania 42. Rather than immediately placing her back into championship contention, the company should focus on rebuilding her through dominant performances and meaningful rivalries.
The women’s division has several stars waiting for their first major opportunity. Giving Jade the briefcase would send her back toward the title picture too quickly and limit opportunities for others who have been patiently climbing the ranks.
Keeping The Storm away from the championship scene for the remainder of 2026 would ultimately make her eventual return feel much bigger.
#3. Best option: Charlotte Flair
Charlotte Flair has won almost every major accolade in WWE. However, one achievement continues to elude her: the Money in the Bank briefcase. That alone makes her a compelling candidate.
Winning the contract would give the company an opportunity to tell a different story with The Queen. Instead of immediately earning another championship match, Charlotte could strategically wait for the right opportunity before striking.
Also, the veteran needs a momentum boost after the setbacks she has faced so far in 2026. Thus, carrying the briefcase would instantly restore her place near the top of the women’s division.
Charlotte Flair’s confidence and mind games would make her one of the most entertaining Money in the Bank holders WWE has ever had. Every champion would have to wonder whether she planned to cash in after every title defense.
#2. Worst option: Nia Jax
Nia Jax is another superstar who should stay away from the Money in the Bank briefcase. Her character has always been built around physical dominance rather than opportunistic victories. She doesn’t need a guaranteed title contract to challenge for a championship because she can simply overpower opponents and earn a title match.
Also, giving Nia the briefcase would take a valuable opportunity away from a rising star who could benefit far more from the spotlight. If the company wants to position her as a future champion again, there are more natural ways to do it than having her climb a ladder and cash in unexpectedly. The Money in the Bank concept suits other competitors better.
#1. Best option: Roxanne Perez
Roxanne Perez is the ideal choice to win the 2026 Women’s Money in the Bank Ladder Match. Since aligning herself with The Judgment Day, she has continued to establish herself as one of WWE’s fastest-rising stars. Thus, winning the briefcase would elevate her to the next level while creating an intriguing storyline within the faction.
The biggest reason is Liv Morgan. If The Miracle Kid remains the Women’s World Champion, Roxanne carrying the Money in the Bank contract would immediately create tension within The Judgment Day. Every interaction between the two could raise questions about Roxanne’s true intentions.
WWE wouldn’t even need to rush the story. The company could spend months teasing friction within the group before The Prodigy finally cashes in on Liv Morgan at the perfect moment.
That betrayal would instantly establish Roxanne Perez as a main-event star while delivering one of the biggest moments of the year. Also, it would refresh The Judgment Day’s storyline and give the faction a compelling internal conflict.
More importantly, Roxanne represents the future of WWE’s women’s division. She has already proven she can deliver inside the ring. The briefcase would provide the platform to cement herself as one of the company’s next breakout stars.
For those reasons, no one stands out as a better choice than Roxanne Perez to become the 2026 Ms. Money in the Bank.
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